When running a home based business, various risks cannot be prevented if caution is not properly maintained. One of the many risks associated when operating a business at home is the so-called Google slap. A Google slap is considered as a punitive action when Google finds out that the page visited by potential customers and the ads that they clicked are not related, have poor quality and takes a long time to load. The Google slap punishes home based companies by increasing the amount to be paid per click of the ad and reducing the rank of their page. This results to them having to pay more for their ads to be featured through AdWords.Naturally, Google owns the right to identify which pages make a representation of the greatest quality product and good service that is why Google slap may never be avoided. However, at present, many home based business owners who have been slapped by Google raise their arguments basing on the fact that their pages still conform to the rules and recommendations provided by Google AdWords. This means that the punishment of paying for high fees per ad click may be prohibited if you can prove your stand that the content of your page really followed the rules and regulations provided by Google. Google slap may also be avoided through personal branding.SuccessIt is a fact that one way to gain success in Google is to learn how to brand yourself. Being successful in marketing or business field is not dependent on purchasing an expensive marketing method. It is by knowing how to brand your products and services and positively position them on the eyes and minds of the public. Make sure that your products and services are branded fixedly on the minds of people and that the entire page, blogs content and articles presented within your Google site are related to what you offer. This is one way of avoiding Google slap which will be a huge help in promoting your personally branded products and services.A home based business may be constantly associated with various risks but with proper planning and through inculcating focus and determination in the hearts and minds of business owners, these will be prevented. You no longer have to worry about being slapped by Google especially if you learned the ins and outs of it and if you have created your own personal brand that continues to prove high quality.
Benefits of Hydroponic Vegetable Gardening
Growing your own vegetables every summer can be a very rewarding experience. Nothing tastes better than juicy homegrown tomatoes straight from the vine and cooking your own homegrown vegetables can bring a great sense of satisfaction after all that hard work in the summer heat.Many people enjoy gardening so much, they’re upset to see autumn weather start to make an appearance and their growing months start to wind down. However, gardening doesn’t have to be a seasonal hobby any longer. Hydroponic gardening allows gardeners to bring their crops indoors when the snow begins to fly, so they can enjoy fresh tomatoes, peppers and lettuce all year long. There are many benefits to hydroponic gardening to consider.Gardening AnytimeBecause hydroponic vegetable gardening does not use soil to grow crops, the environment can be completely controlled by the gardener. This is especially true when plants are grown indoors, away from potential pests and disease that lurk outside. Gardeners have full control over which nutrients the crops receive and how much and how often they receive them. Being able control variables like lighting and water help to ensure the healthiest plants and the best possible harvests. Many gardeners enjoy this aspect of hydroponic gardening most of all, since it helps alleviate the frustration of fighting natural pests and diseases that are common to traditional outdoor gardens.Good for the EnvironmentAnother big plus for hydroponic vegetable gardening is that it is kind to the environment by using recycled water and nutrients. Hydroponic vegetable gardening can also produce bumper crops in a fraction of the space it takes to grow a traditional vegetable garden. In fact, much hydroponic vegetable gardening that is done consists of plants placed vertically in hanging tubes or on shelves, so many plants can be grown in just a few square feet of space. With space at a premium on our earth today, this conservation of space is a huge contribution to the conservation of our planet.Ability to Garden Year RoundSince hydroponic vegetable gardening is not dependent on natural elements like sun, rain and warm temperatures, an indoor garden can be grown anywhere and anytime. Many gardeners do their hydroponic vegetable gardening indoors in the winter, using containers and artificial lighting to meet the needs of the plants. This means that gardeners no longer have to shut down their hobby when the snow begins to fly; instead they can enjoy a growing season that literally spans all twelve months of the year. With the many kits and supplies available today, it is not hard to begin hydroponic vegetable gardening at home simply and successfully.It is no wonder that hydroponic gardening has taken the gardening community by storm in recent years. If you are looking for a way to expand your gardening repertoire, enjoy gardening any time of the year, check out the possibilities in hydroponics today.
Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding
Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.
Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.
Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.
Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )
How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:
Debt / Loans
Asset Based Financing
Alternative Hybrid type solutions
Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas
If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).
Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.
The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.
Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.
We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.
Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.
If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.